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How do you know how much you can afford?

The mortgage company will often give you a letter indicating your top limit for a mortgage loan. That does NOT mean you should buy a house with a mortgage at your top limit. There are other things that go into deciding what your real house value range is.
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What is PMI and how can you avoid it?

Everyone tells you to avoid PMI, and you smile and nod, but you’re not really sure what it is. Primary Mortgage Insurance can cost you a few hundred dollars a month and you really do want to avoid it if you can. If you can’t when can you get out of it?
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Conversation about money

When does refinancing make sense?

Everyone is talking about refinancing and rates are very reasonable right now. How do you know if refinancing makes sense and how do you know if you want to buy points or if the fees are reasonable. Here are some guidelines for refinancing.
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LORI ATWOOD